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In today’s era, be it credit cards or debit cards, plastic money is mainstream. Over time, Credit Card has become one of the most used and preferred modes of transaction for hundreds of thousands of customer for their needs. What makes it a preferred mode, is the buy now and pay later scheme, Ease of use, EMI facility or rewards and bonus. Who really pays for these facilities?
Do these facilities come at “no cost” or are we paying for it without knowing much? Let's discuss the in and out of credit cards, how they work, the backend, the charges involved and all the hidden charges.
0.00 - 00:41 Introduction
0:41 - 02:37 Credit Card
02:37 - 03:15 Credit card cycle
03:15 - 05:41 Network Company
05:41 - 08:10 How do network companies and banks earn
08:10 - 09:22 Knowledge Partner
09:22 - 10:50 How issuer bank earns
10:50 - 13:04 How no-cost EMI works
13:04 - 15:21 How we should use a credit card
15:21 - 18:00 How to Use Credit Card
18:00 - 18:144 Knowledge Partner
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About the Channel:
Nitish Rajput firmly believes that there are adequate tools available online, and people can be brought together, informed, and educated collectively.
Social media and the Internet have the power to create any narrative but this channel will use the same to curate a healthy, informative narrative that can genuinely benefit people in forming an opinion that is backed by facts and uncompromised information without any bias. Nitish Rajput wants to empower and facilitate people to challenge atrocities and become more vocal about issues plaguing Indian society.
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Book: The Broken Pillars of Democracy by Nitish Rajput
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